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Our Lowest Rates as of:
April 19th , 2012 08:10AM PST
TIME TO LOCK, DO NOT HESITATE
Please Call and Ask for our NO COST Loan Programs
Below is a table of rates for the most common loan products for a purchase tgransaction, Refinance rates may be slightly higher. If you do not see a product that interests you, give us a call. With our tremendous portfolio of loan products and very low rates, we will certainly have a program we can design specifically to address your needs.
Since the guidelines are complex and affect the rate and other terms of the loan based on Credit, Loan to Value Ratio, Documentation and other factors, it is best to contact us directly for a custom rate quote, which would be specific to your particular need and situation. It is often possible that we may be able to fit you with even more favorable terms.
All following rates are based on 740+ credit Score, 60% Loan to Value ratio, Principal & Interest Payments, Primary residence, Full income and Asset documentation. Other Restrictions may apply. Please call for a custom rate quote.
Please Call the Rate Hotline at: 1-877-215-1617 for the most current Rates.
Rates are Subject to Change Until Locked.
Conforming Loan Programs
Number of Units
Maximum Loan Limit
Alaska, Guam, Hawaii,
and U.S. Virgin Islands Limits
1
$417,000
$625,500
2
$533,850
$800,775
3
$645,300
$967,950
4
$801,950
$1,202,925
FixedTerm
(Years)
Fixed Rate
(%)
Rate
(APR)
Points
30
3.875
3.942
0
3.75
3.843
1
-
-
-
15
3.25
3.328
0
3.0
3.112
1
-
-
-
10
3.125
3.175
0
-
-
-
7
3.25
3.412
0
-
-
-
-
-
-
5
3.0
3.174
0
2.875
3.111
1
-
-
-
3
3.0
3.174
0
-
-
-
-
-
-
Rates are Subject to Change without Notice. Factors such as Credit ratings, Income and Asset documentation, Primary, secondary, or investment property type, Loan to value Ratio, Debt to Income Ratio will affect the rate. Please call for details and to obtain a custom rate quote. Minimum Loan amount is $250,000. Maximum is $417,000.
All above rates use 15 day Locks.
Jumbo Loan Programs
FixedTerm
(Years)
Fixed Rate
(%)
Rate
(APR)
Points
30
4.125
4.212
0
3.875
4.013
1
-
-
-
15
3.5
3.612
0
3.25
3.321
1
-
-
-
7
3.825
3.432
0
3.45
3.412
1
-
-
-
5
3.425
3.434
0
3.05
3.491
1
-
-
-
3
3.05
3.343
0
2.45
3.461
1
-
-
2
-
-
-
1
3.0
3.53
0
2.4
3.63
1
-
-
Rates are Subject to Change without Notice. Factors such as Credit ratings, Income and Asset documentation, Primary, secondary, or investment property type, Loan to value Ratio, Debt to Income Ratio will affect the rate. Please call for details and to obtain a custom rate quote. Rates based on $550,000 loan amount, please call for higher amounts.
