Get your reports
Visit AnnualCreditReport.com to request reports from the national credit bureaus. Review identifying information, accounts, balances, and any items you do not recognize.
Understand your credit information before a financing conversation, and use a secure process for any lender documentation.
Correct an error
If something appears inaccurate, use the dispute instructions from the credit bureau and the information provider. Keep copies of your request and any supporting records.
Talk through financing
Credit is one factor among property, income or assets, debt, down payment, and the specific program. Arta can explain what information the lender needs for your scenario.
Send documents securely
The website’s short inquiry form is for initial contact. Do not enter a Social Security number or upload a full credit report there; ask the team for secure delivery instructions.