Purchase and refinance
Review conventional, jumbo, and other potentially available programs according to the occupancy, loan amount, credit profile, and verified income and assets.
Whether you are buying a home, refinancing, or purchasing a small residential investment property, the right loan depends on the full borrower and property profile.
Investor properties
For qualifying rentals, discuss cash-flow-based programs and the documentation, reserve, appraisal, and property requirements that can differ from an owner-occupied loan.
Payment structure
Compare fixed and adjustable rates, down payment, estimated cash to close, mortgage insurance where applicable, and the effects of future rate or payment changes.
What to prepare
Bring an approximate purchase price or current property value, intended use, down payment, timeline, and questions. Arta will explain secure next steps for documents after an initial review.
Buying a rental property?
Budget for ongoing maintenance, vacancies and the work of managing tenants alongside the financing. Ask Arta about property management for an investment home under a separate agreement.
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